The study investigates the current business environment for community banks as it relates to their activity in the equipment finance and leasing industry, and compiles information regarding key performance indicators which contribute to success over failure. The study finds six underlying factors which need to be present for a community bank to sustain viability within the bank structure and the equipment finance industry including: Industry Expertise, Strategic Alignment with the Bank, Proper Controls and Systems, Asset Diversity and Safety, Value- Added Proposition and Integration into the Bank.
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