Independents: Niche Focus for Continued Success Out of Stock Download Details Author(s) Reviews Related Product DetailsIndependents: Niche Focus for Continued Success By Charles Wendel Despite multiple challenges, Independents of various type and size have continued to thrive and even dominate some sectors. These challenges include cost-of-funds disadvantages, increased focus by some banks on equipment finance, rising IT costs, and the downturn of the early 2000s. Based on a Foundation study, this article highlights the current role of Independents, how they have evolved since 2011, and their potential evolution over the next five years. Site Maintenance Our system is currently down for scheduled maintenance. Your member services will be available again shortly. Please check back soon.